Life Shield - Your Life, Your Protection, Personal Insurance

Insurance for Newly Qualified Professionals

New Professionals Offer

It is now possible to apply for up to $15,000 per month on an agreed basis from insurance companies if you are a newly qualified (in the past three years) professional. The maximum amount is dependent on your occupation.

While many newly qualified professionals such as doctors, dentists, surgeons, other medical professionals, lawyers, barristers have significant earning capacity, they are unlikely to have complete financials to support their income. Their earnings will also increase significantly over the early period of their working lives.


As a result, Tower provides higher levels of cover for new professionals without the need for the usual financial requirements.


The new levels of cover are available to newly qualified professionals who became registered or licensed within the last three years, are working full time and generating an income in their occupation.

Maximum levels of cover

The mandatory financial evidence requirements for the New Professionals Package is waived for set maximum amounts for Income Protection, Critical Illness, TPD and Life insurance subject to underwriting and disclosures on the Accelerated Protection application. The table below shows the maximum levels of cover (held industry wide). Any amount below these maximum amounts is accepted.

This offer ultimately enables you to set your Income Protection up at an early age, even before you can show past earnings history and therefore lock in your risk level with the insurance company. There is a further positive in ensuring.


If you believe that you fall in this category, please contact us and we look forward to assisting you.

Medical ProfessionalsClaims Assistance guarantee
Please complete the detailed enquiry form for a more efficient and tailored initial response.





After having had my income protection, with a company based abroad, for the last 15yrs I recently decided to sort it here in Australia.(Now based here so it makes sense.)
Needless to say the thought of trying to get a similar product for a good price was a concern....

Dr S.T (BDSc)
Newman, WA.

Lifeshield Business Solutions

Are you a financial adviser or accountant want to offer our services to your clients?

We work with:

We work with

- Copyright Lifeshield 2009 - All Rights Reserved

Contact Details
Phone: 1300 447 710
Post: PO Box 9292, South Yarra VIC 3141

Web Design by ddesilva