Life Shield specialises in efficient, cost effective, professional advice for medical professionals. Below are listed some of the areas where we can assist you.
Life Insurance – To provide for your family and/or your business in the event of death. A Life Insurance policy can aim to repay personal and business debt, home loans, payout your business partners, cover costs associated with your death and to provide an ongoing income stream for your family. Read more on Term Life Insurance….
Total and Permanent Disability (TPD) – To provide for you and your family in the event of serious accident or illness causing you to never return to work. Read more on TPD Insurance….
Trauma Insurance – Pays a lump sum in the event of diagnosis of a ‘traumatic’ illness such as cancer, stroke or heart attack. A Trauma Insurance policy ensures that your lump sum benefit can contribute to medical expenses and allowing you to take the recovery time needed to recover as soon as possible. Read more on Trauma Insurance….
Business Expenses – Pays an ongoing income stream for up to one year to cover fixed costs of running your business in the event of you not being able to work. Read more on business expenses…
Personal Wills - Planning what will happen after we die is not something many people look forward to addressing. However it is important because not only will your loved ones have to deal with the grief of your “departure”, they may be left to manage the conflict and angst that can arise when you don’t leave a legal Will in Australia. Read more about why you need a Will in Australia....
Comprehensive Wills - Most medical professionals require a comprehensive will for asset protection and tax minimisation.
Read more about why you need a comprehensive Will…
Partnership Agreements - How would your practice survive if a business partner were to leave your practice? Do you have a Partnership Agreement or Business Succession Plan? Read more about the benefits of a Partnership Agreement…
Through an Alliance Partnership, we are able to offer our Medical Professional (Doctors, Surgeons, Dentists, Pharmacists….) finance with one of the top four banks with a Loan to Value Ratio (LVR) of up to 95% without the requirement of Lender’s Mortgage Insurance (LMI) subject to approval. Read more about Finance for Doctors…
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